As a CBC Bank customer, you will receive competitive rates and exceptional service. Our loan officers are experienced and highly trained to assist you with all your financing needs. Our local decision approval policy makes applying for loans fast and easy. Apply for a loan today to see just how simple it is!


Construction & Mortgage Loans

• Construction Loan - We offer construction loans to individuals and builders at a very competitive rate. With the option to convert to permanent financing at lowered closing costs.
  
  
• Mortgage Loan - You may enjoy the security of an interest rate that will not change over the term of your loan, with fixed-rate mortgage loans on 1 to 4 family housing, owner occupied, and non-owner occupied. Other types of conventional loans are available.
  
  With our adjustable rate mortgage loans, you may qualify for a larger loan amount. These loans feature a lower initial interest rate and monthly payment. The interest rate adjusts up or down periodically over the term of the loan. A great loan for people who are only going to be in the property for a few years.
  
  
• Mortgage Refinancing - There are many reasons to consider refinancing, including lowering your interest rate, consolidating your bills, shortening your loan term, switching from an adjustable to a fixed rate or taking advantage of your home's equity.

How to Apply

To apply, please print a loan application form by clicking on the box below. Upon completing the application, you may choose to fax it to us at (636) 528-2512, drop it off at CBC Bank, or you may mail it to us at CBC Bank, Attn: Loan Department, P.O. Box 215, Troy, MO 63379

Home Equity Loans

• Home Equity Loan (Fixed & Variable Rates) - With our home equity loans, you can use the equity in your home as security to borrow for practically any purpose - home improvements, debt consolidation, automobile, special vacation, tuition, and more. See your tax advisor to find out if the interest is tax deductible. 

   

• Home Improvement Loan - Want to improve your existing home, but the loan amount is too low to justify refinancing? Need to add a room, replace a roof, or install a pool? Let CBC Bank construct the perfect loan with competitive terms and rates.

How to Apply

To apply, please print a loan application form by clicking on the box below. Upon completing the application, you may choose to fax it to us at (636) 528-2512, drop it off at CBC Bank, or you may mail it to us at CBC Bank, Attn: Loan Department, P.O. Box 215, Troy, MO 63379 

Personal Loans

• Automobile/Vehicle Loan - Looking to buy a new or used vehicle or trailer? We offer loan amounts that can finance almost any make or model and flexible repayment terms to keep your monthly payment within your budget.
  

• Boat Loan - Power boat, sailboat, fishing boat, yacht - you can dream of relaxing out on your boat, away from the phone and the chores of your everyday world. You can finance that dream with CBC Bank.
  

• Personal Loan - We offer personal loans for various needs.
  

• Ready Reserve Line of Credit - Enjoy the peace of mind that comes with knowing that Overdraft Protection will be there in case you inadvertently overdraw your CBC Bank checking account. With Ready Reserve you have access to a revolving line of credit and pay absolutely nothing until you decide to use it. A $2 fee will be charged per transfer.
  

• Automatic Loan Payment - Paying your loan couldn't be easier with Automatic Loan Payment ~ plus, you'll save 1/4% on new CBC Bank consumer loans when you sign-up for this convenient service. Payment must be drawn from a CBC Bank deposit account.

How to Apply

To apply, please print a loan application form by clicking on the box below. Upon completing the application, you may choose to fax it to us at (636) 528-2512, drop it off at CBC Bank, or you may mail it to us at CBC Bank, Attn: Loan Department, P.O. Box 215, Troy, MO 63379

Commercial & Small Business Loans

CBC Bank understands the needs of small business owners and what it takes to make a business successful. Whether you are starting your business or expanding it, our loan officers can assist you in developing a sound loan program to fit your business requirements.

• Equipment Financing - We finance all types of equipment including computers, office equipment, machine tools, construction equipment, and agricultural equipment. Our terms generally range from one to seven years.
  

• Business Expansion - We’ll find a loan package that is right for you and your company, so you can concentrate on growing your business. Our lending officers are experts at providing you with the best solutions to help your business reach your profit and growth objectives.
  

• Loan Consolidations - Now you can consolidate all of your business loans and leases into one affordable and convenient monthly payment. The business loan consolidation program is a smart way to lower your monthly payments and increase monthly cash flow.
  

• Commercial Mortgages - Our commercial real estate loans are offered to small businesses and professionals for investment properties and owner occupied commercial buildings.
  

• Small Business Administration (SBA) Loans - SBA loans are specifically designed for small and start-up businesses with debt capital requirements up to $3,000,000.
  

• Agricultural Loan - Agriculture is more than a business. It’s a way of life. We make agricultural loans for operating expenses, improvements, land purchase, equipment, and livestock.

How to Apply

To apply, please print both a loan application and a personal financial statement form by clicking on the boxes below. Upon completing the applications, you may choose to fax them to us at (636) 528-2512, drop them off at CBC Bank, or you may mail them to us at CBC Bank, Attn: Loan Department, P.O. Box 215, Troy, MO 63379