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Loans

As a CBC Bank customer, you will receive competitive rates and exceptional service. Our loan officers are experienced and highly trained to assist you with all your financing needs. Our local decision approval process makes applying for loans fast and easy. Apply for a loan today to see just how simple it is!

Personal Loans

  • Automobile/Vehicle Loan - Looking to buy a new or used vehicle or trailer? We offer loan amounts that can finance almost any make or model and flexible repayment terms to keep your monthly payment within your budget. 
  • Boat Loan - Whether it's a power boat, sailboat, fishing boat, or yacht - you can dream of relaxing out on your boat, away from the phone and the chores of your everyday world. You can finance that dream with CBC Bank.
  • Personal Loan - We offer personal loans for various needs. 
  • Ready Reserve Line of Credit - Enjoy the peace of mind that comes with knowing that Overdraft Protection will be there in case you inadvertently overdraw your CBC Bank checking account. With Ready Reserve you have access to a revolving line of credit and pay absolutely nothing until you decide to use it.
  • Automatic Loan Payment - Paying your loan couldn't be easier with Automatic Loan Payment ~ Plus, you'll save 1/4% on new CBC Bank consumer loans when you sign-up for this convenient service. Payment must be drawn from a CBC Bank deposit account.

Consumer Loan Application - Please download and print a copy.  Fill out the application and submit it to your local branch for consideration.

 

 

Construction & Mortgage Loans

  • Construction Loan - We offer construction loans to individuals and builders at very competitive rates with the option to convert to permanent financing at lowered closing costs. 
  • Mortgage Loan - You can enjoy the security of an interest rate that will not change over the term of your loan with fixed-rate mortgage loans on 1 to 4 family housing, owner occupied, and non-owner occupied. Other types of conventional loans are available.
    With our adjustable rate mortgage loans, you may qualify for a larger loan amount. These loans feature a lower initial interest rate and monthly payment. The interest rate adjusts up or down periodically over the term of the loan. A great loan for people who are only going to be in the property for a few years. 
  • Mortgage Refinancing - There are many reasons to consider refinancing, including lowering your interest rate, consolidating your bills, shortening your loan term, switching from an adjustable to a fixed rate or taking advantage of your home's equity.

Home Equity Loans

  • Home Equity Loan (Fixed & Variable Rates) - With our home equity loans, you can use the equity in your home as security to borrow for practically any purpose - home improvements, debt consolidation, automobile, special vacation, tuition, and more. See your tax advisor to find out if the interest is tax deductible. 
  • Home Improvement Loan - Want to improve your existing home, but the loan amount is too low to justify refinancing? Need to add a room, replace a roof, or install a pool? Let CBC Bank construct the perfect loan with competitive terms and rates.

Real Estate Loan Application Packet - Please download and print a copy. Fill out the application and submit it to your local branch for consideration.

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