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NOW Account Checking

  • $100 minimum opening deposit
  • Less than $1,000 then a $15 monthly charge - Maintain a daily minimum balance of $1,000 and avoid the $15 monthly charge
  • FREE Online Banking
  • FREE Online Bill Pay
  • Interest Rate varies with account balance
  • Receive a detailed Monthly Statement with check images
  • Choose between either an ATM Cash 24 Card - 24 hour access to your money or a Visa Debit Card - this dual function card acts as both your ATM & Debit Card and is widely accepted everywhere the Visa logo is displayed
  • Savings Overdraft Protection is available. You may connect your Checking Account to your Savings Account. If an overdraft situation occurs, the necessary funds will be transferred from your savings account. A notice will be sent informing you of the amount advanced which will include a $5.00 bank fee.
  • Ready Reserve Overdraft Protection is available. You may apply for a line of credit, subject to credit approval, that can be utilized if you exceed the funds available in your Checking Account. 

NOW Account Interest Rate Tiers
$1,000 - $1,999.99 NOW Rate
$2,000 & Up Preferred NOW Rate


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