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Silver 55 Checking

A special account for people age 55 and older

  • $100 minimum opening deposit
  • Less than $100 then a $7 monthly charge - Maintain a daily minimum balance of $100 and avoid the $7 monthly charge
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE checks with Silver 55 imprint, money orders, and cashier checks
  • 10% off Safe Deposit Box Yearly Rental Rates
  • Interest rate equals the NOW Account Rate for balances greater than $100.00
  • Receive a detailed Monthly Statement with check images
  • Choose between either an ATM Cash 24 Card - 24 hour access to your money or a Visa Debit Card - this dual function card acts as both your ATM & Debit Card and is widely accepted everywhere the Visa logo is displayed.
  • Savings Overdraft Protection is available. You may connect your Checking Account to your Savings Account. If an overdraft situation occurs, the necessary funds will be transferred from your savings account. A notice will be sent informing you of the amount advanced which will include a $5.00 bank fee.
  • Ready Reserve Overdraft Protection is available. You may apply for a line of credit, subject to credit approval, that can be utilized if you exceed the funds available in your Checking Account.


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