Silver 55 Checking

A special account for people age 55 and older

$100 minimum opening deposit
Less than $100 then a $7 monthly charge - Maintain a daily minimum balance of $100 and avoid the $7 monthly charge
FREE Online Banking
FREE Online Bill Pay
FREE checks with Silver 55 imprint, money orders, and cashier checks
10% off Safe Deposit Box Yearly Rental Rates
Interest rate equals the NOW Account Rate for balances greater than $100.00
Receive a detailed Monthly Statement with check images
Choose between either an ATM Cash 24 Card - 24 hour access to your money or a Visa Debit Card - this dual function card acts as both your ATM & Debit Card and is widely accepted everywhere the Visa logo is displayed.
Savings Overdraft Protection is available. You may connect your Checking Account to your Savings Account. If an overdraft situation occurs, the necessary funds will be transferred from your savings account. A notice will be sent informing you of the amount advanced which will include a $5.00 bank fee.
Ready Reserve Overdraft Protection is available. You may apply for a line of credit, subject to credit approval, that can be utilized if you exceed the funds available in your Checking Account.